Privacy Policy

Information We Collect

When you submit an inquiry through our website, we collect information you voluntarily provide, including your name, email address, phone number, and basic financial details needed to match you with eligible lenders. This information helps us connect you with licensed lenders who serve the Toronto and GTA area and accept all credit situations.

We also automatically collect certain technical information when you visit our site, such as your IP address, browser type, pages visited, and the time and date of your visit. This data helps us understand how our service is used and improve your experience.

How We Use Your Information

Your information is used solely to:

• Connect you with licensed lenders operating in Ontario who offer payday loans and e-Transfer funding
• Respond to your inquiries and provide customer support
• Improve our referral matching process and website functionality
• Comply with applicable laws and regulations governing financial referral services

We do not sell, rent, or trade your personal information to third parties for marketing purposes. Your data is shared only with the lenders you are matched with, as necessary to process your loan application.

Sharing with Lenders

When you submit an application through our service, your information is transferred to one or more licensed lenders in the Toronto and Greater Toronto Area who have agreed to our referral terms. These lenders use your information to evaluate your application, determine eligibility, and communicate loan decisions. Each lender maintains their own privacy practices, which you should review before proceeding.

Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our website uses encryption technology and secure servers to safeguard data transmission. However, no online system is completely secure, and we cannot guarantee absolute protection against all security risks.

Cookies and Tracking

Our website uses cookies to enhance your browsing experience and track site performance. Cookies are small files stored on your device that help us remember your preferences and improve our service. You can disable cookies through your browser settings, though this may limit some functionality of our site.

Your Rights and Choices

You have the right to access, correct, or request deletion of your personal information. If you wish to exercise these rights or have questions about how we handle your data, please contact us directly. You may also opt out of marketing communications at any time by following the unsubscribe link in any email we send.

Under Ontario's privacy laws, you have the right to know what personal information we hold about you and how it is being used. Submit a written request to our privacy contact, and we will respond within the timeframe required by law.

Third-Party Links

Our website may contain links to third-party websites, including those of our lending partners. We are not responsible for the privacy practices of external sites. We encourage you to review the privacy policies of any lender or service provider before sharing your information with them.

Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has submitted information through our site, we will delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our service following such changes constitutes your acceptance of the updated Privacy Policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please reach out to us. We are committed to addressing your privacy concerns promptly and fairly.

For more information about how we operate as a referral service, please review our Terms of Service and How We Rate pages.

Last Updated: This policy was reviewed by Trevor Bancroft and reflects our commitment to transparency and responsible data handling for Toronto and Greater Toronto Area residents seeking payday loan referrals.